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Archive for May, 2011

Stopping by for some friendly advice.

May 31st, 2011 at 04:51 am

I've not posted in a while, I've been a busy girl! Things are going ok on the finance side but we've had quite the ordeal on animal side. I'll save that post for another time.

Question for all of you -- each pay period (2 per month) I load all my expenses into an excel file and pretty much budget my entire pay period. I have my standard house expenses - phone, water, electric, house payment...etc. Then I have a savings deduction and lastly I have cash allotments for food, church, gas, lunch money and a misc fund. I do a fairly good job of sticking to the budgeted plan but I do wonder if I'm loseing budget perspective when I start adding in stuff that we need that doesn't really fall into those categories...it is usually stuff like school pictures, vet bills, a dress for this or that, or SOMETHING...something always comes up. Does that mean you are falling off your budget or just budgeting those items into your budget?? I'm not sure if this is a stupid question but I do wonder if I'm doing this right...haven't really done the budget thing before so while I think I'm going OK, I do wonder if 'adding stuff' every month is normal or am I breaking the budget?